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Insurance Tip – The Purpose Of Mechanical Breakdown Insurance Is To Provide Coverage Against The Failure Of An Orginal Or Replacement Part, When Properly Cleaned Or Serviced, To Perform Any Function For Which It Was Desighned. Typically, The Following Parts Are Covered: Engine, Transmission, Drive Axle, Steering Assembly, Air Conditioner, And Front Suspension. These Terms Are More Precisely Defined In The Policy Contract; For Example, The Steering Assembly Parts Are The Steering Gear Housing And All Internal Parts, Power Steering, Valve Body, Piston And Rack.
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