Recreational Vehicle Insurance in Fort Myers, FL
Owning a recreational vehicle (RV) offers endless adventures, but it also comes with unique risks that require specialized insurance. RV insurance may cover accidents, theft, natural disasters and liability issues. Without it, you could face significant financial burdens if something goes wrong. Therefore, getting RV insurance is a wise and essential way to protect your investment.
Unbeatable Insurance Agency can provide insurance solutions for RV owners in Fort Myers, Florida. We offer tailored coverage options.
What Do RV Policies Cover?
RV insurance typically covers a range of protections for your motorhome, travel trailer, camper or horse trailer. Here are some common coverages you can expect:
- Liability coverage—This may include third-party bodily injury and property damage coverage in an at-fault accident.
- Comprehensive and collision coverage—These may cover damage to your RV from accidents, theft, fire and other incidents.
- Vacation liability—This may cover you when you use your RV as a temporary residence.
- Personal effects coverage—This may provide coverage for items within your RV, up to policy limits.
- Roadside assistance—This may help you get your RV back on the road after a breakdown.
- Additional coverages—Your agent can explore policies and endorsements to help customize your RV coverage.
Is an RV Covered Under Auto Insurance?
While a standard auto insurance policy might cover some aspects of an RV, this coverage is usually limited. Typically, auto insurance may cover liability when the RV is being towed, but it won’t cover physical damage to the RV itself. Therefore, having a dedicated RV insurance policy is essential for adequate protection.
How Much Does RV Insurance Cost?
The cost of RV insurance varies based on factors such as the type of RV, its value and how often it is used. However, this can fluctuate depending on the specifics of the policy and the insurer.
RV Insurance Provider Near You
For all your RV insurance needs, trust the Unbeatable Insurance to protect your adventures with excellent services and competitive rates. Contact us today to create your personalized RV insurance plan.